Insurance protection
We have the necessary tools to help you reduce your financial risks
Most individuals and companies have subscribed to a wide range of insurance products that in most cases do not meet their real needs. Sometimes this is due to a lack of professional advice and other times due to a failure to adapt these products to new situations.
Adequate insurance protection involves taking measures to mitigate financial risks and protect assets, health and other important aspects.
Frequently asked questions
Have you ever asked yourself these questions?
What will happen to my children and spouse if I die?
In general, in the event of your death, your surviving spouse will receive 52% of your pension base and your minor children 20%.
If we translate this into figures: In Spain the average widow’s pension is €733 per month and the average orphan’s pension is €419 per month.
Would my assets be sufficient to cover the costs in the event of disability?
It depends on your savings and the degree of disability you suffer. In the case of absolute and permanent disability, the social security would pay you 100% of your regulatory base. The average pension in Spain is €1,018 per month.
What if I or a family member had a dependency situation?
In Spain, the average time for social security to process a file is 1.5 years. This period can extend to almost 3 years in the main provincial capitals, due to the high volume of files to be processed. The average pension in Spain is around €1,400. Bearing in mind that the average cost of a residence in Spain can be around €2,000 per month, it is necessary to design a contingency plan to avoid future problems.
Take the first step in planning your financial future. Contact us today
If you have any questions or would like more information about our services, please do not hesitate to contact us.
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