Financial planning and wealth management
Our team is made up of professional experts in financial advice and wealth management with more than two decades of experience in the sector. We focus on providing a comprehensive INDEPENDENT advisory service to help you achieve your financial goals.
Define your financial goals
At PJ&MA we help you define clear and achievable financial goals, from establishing strategies that allow us to optimise your wealth with a financial-fiscal vision to how to plan your retirement in a personalised way.
Plan your financial future
Our team will guide you through a personalised financial plan. We will analyse your current situation and define strategies to achieve your short, medium and long-term goals.
Optimise your fiscal resources
Optimise your resources by minimising the tax impact of your investments. At PJ&MA, together with its network of tax experts, we will explore the best solutions for you and your company to optimise your financial situation.
We're the partner you need to build the future you want
Our main objective is to offer solutions that allow you to meet your financial and personal objectives with an absolutely objective vision far removed from commercial interests.
Whether you are just starting to plan your finances or your retirement, we are happy to accompany you at every stage by offering you the plan that best suits your needs.
Trust your financial future in the best hands, trust PJ&MA.
Why choose PJ&MA?
Our priority is to establish long-term relationships based on TRUST, TRANSPARENCY, PERSONAL TREATMENT AND MUTUAL COMMITMENT.
We believe that financial SUCCESS is very personal and that is why we want to take the time to listen to you, get to know you, understand your goals and design a plan that is UNIQUE TO YOU.
Personalised financial advice
We offer a wide range of services designed to meet your specific needs:
Asset management
We define strategies that allow you to optimise the return on your investments .
Social security: Retirement and other public benefits
We prepare you to enjoy the future you deserve
We help you plan your succession
We ensure that your goods are distributed according to your wishes.
Welfare, tax optimisation and early retirements
Maximising the benefits and wellbeing of your company and employees
Alternative investments
You will have access to exclusive investments that are not part of traditional assets.
Protection
insurance
We have the necessary tools to help you reduce your financial risks
Meet our team of financial advisors
Are you worried about your future? Here are some answers
Our priority is to establish long-term relationships based on 4 pillars: trust, transparency, independence and commitment.
Are my financial products suitable?
At PJ&MA we assess whether the products you have taken out fit your real needs and objectives.
Through our analysis, we will consider your personal, family, economic and fiscal situation in order to provide you with the proposal that best fits your profile.
When can I retire? Am I Interested in an Active Retirement?
We offer you a personalised analysis to determine when you will be able to retire and how to plan your peace of mind and your future.
Our expert team will carry out a detailed analysis and present you with a detailed report with specific recommendations for you.
What pension will I receive when I retire?
Don’t worry. We are experts in advising on social security matters and despite the changes that the public pension system is undergoing, we will help you to project what your situation will be on the day you retire. To do so, we will make a very approximate calculation based on your working life and your contribution bases.
Am I being advised correctly?
We understand that choosing a financial advisor is a crucial decision. PJ&MA will provide you with a quality, personalised and independent advisory service where our main objective is to help you achieve your goals.
We guarantee transparency, professionalism, rigour and trust.
How much and how do I have to save?
Saving is key to good financial health.
So the best time to start saving is today. The amounts you should set aside will depend on your ability to save and what you want to achieve.
We will help you to make all the calculations and choose the best vehicle for you to feel comfortable and allow you to accumulate the capital you need.
Take the first step in planning your financial future. Contact us today
If you have any questions or would like more information about our services, please do not hesitate to contact us.
Fill out this form and one of our advisors will contact you as soon as possible.
