Social Security: retirement and other public benefits
Financial planning and public benefits
The public pension system in Spain is configured as a solidarity-based pay-as-you-go system.
As a consequence of the important demographic changes that
is experiencing in our society, it is inevitable to see how a series of drastic measures are being applied to the system of calculating benefits, the result of which is lower benefits.
If we add to this the fact that life expectancy in Spain stands at 82 years for men and 87 for women, it is essential to have a good level of information and advice that will allow you to plan adequately to avoid uncomfortable situations in the future.
Specialised advice on Social Security and other benefits
Retirement and other public benefits
We offer you a professional service so that you can find out when you will be able to retire, what your pension will be and what type of retirement you are entitled to. All these calculations will be made taking into account your working life, contribution bases and current regulations.
Assessment of how to supplement your pension
Wewill then analyse and recommend which vehicles are most suitable for you.
Frequently asked questions
Have you ever asked yourself these questions?
When can I retire?
We offer you a personalised analysis to determine when you can retire and plan your financial future with peace of mind.
Our team will consider your current age, years of contributions, life expectancy, income, expenses, current savings and future plans, as well as your retirement goals. After the analysis, you will receive a detailed report with clear recommendations and an action plan to achieve your goals.
What pension will I receive when I retire?
We offer you a personalised analysis to estimate the pension you will receive on the day you retire and help you plan your financial future with security and peace of mind.
Our team of financial planning experts will take into account your current age, years of contributions, employment history, life expectancy and retirement goals. After the analysis, you will receive a detailed report with recommendations to optimise your future pension and options to complement it with private savings plans.
Are my savings enough to live as I would like to when I retire?
It depends. Sometimes people think that with the savings they have accumulated they will be able to have a decent retirement , but to be able to determine this correctly it is necessary to do much more than just make an assessment based on feelings. At PJ&MA we help you to make all the necessary calculations.
Which products are the best to prepare for my retirement?
Contrary to popular belief, there are many options on the market and it is best to choose the one you feel most comfortable with according to your profile.
Take the first step in planning your financial future. Contact us today
If you have any questions or would like more information about our services, please do not hesitate to contact us.
Complete this form and one of our consultants will contact you as soon as possible.